S&S Advocates | Your Legal Partner in Every Challenge
Your Legal Partner in Every Challenge
partners@ssadvocate.in  |  office.ssadvocates@gmail.com
Your Legal Partner in Every Challenge

Protecting assets, enforcing recovery across 23 districts

Banks, NBFCs, fintechs, and lenders trust us for end‑to‑end legal firepower – from SARFAESI & DRT to Negotiable Instruments Act, Payment and Settlement Systems Act, Lok Adalat, and statewide conciliation camps.

23+

Districts covered

1

Single point contact

24h

Emergency filing

High Court CalcuttaDRT KolkataNCLT BenchRERAAll 23 District CourtsDM & CMM (Sec.14)Consumer ForumsBL&LROHigh Court CalcuttaDRT KolkataNCLT BenchRERAAll 23 District CourtsDM & CMM (Sec.14)Consumer ForumsBL&LRO
Banks (PSU & Private) NBFCs & Consumer Finance Digital Lending Platforms BNPL & Card Issuers UPI & Payment Gateways Mobility & Ride‑hailing WealthTech & Stock Broking E‑commerce Finance Travel Aggregators InsurTech Logistics & Delivery Banks (PSU & Private) NBFCs & Consumer Finance

Core practice areas

Focused on banking, finance, and institutional recovery.

SARFAESI & DRT

End-to-end management from Sec.13(2) notice to physical possession. Representation before DRT, DRAT, and DM/CMM under Sec.14.

Conciliation Camps

We organise OTS camps in all 23 districts. Settlements under Arbitration Act = executable decrees. Reduce NPAs quickly.

Negotiable Instruments Act, 1881

Sec.138 criminal complaints for cheque bounce – effective deterrent for unsecured loan defaults and EMI failures.

Payment and Settlement Systems Act, 2007

Criminal remedy for dishonour of electronic fund transfers, auto-debit failures, and UPI mandate failures under Section 25.

Lok Adalat & ADR

Active representation across all DLSAs. Legally binding awards, no court fees, fast resolution for small-ticket loans.

Title Investigation

30-year chain, BL&LRO, municipality records – watertight legal opinions for lending and distressed asset purchase.

⚡ Recovery toolkit for unsecured & digital lending

Three powerful instruments beyond SARFAESI – designed for NBFCs, fintechs, and payment companies.

Negotiable Instruments Act (Sec.138)

Criminal complaints for cheque dishonour. Fast-track recovery, statutory notice, and deterrent effect.

Payment and Settlement Systems Act, 2007

Section 25 – criminal remedy for failure of electronic fund transfers. Critical for UPI mandates, ECS bounce, auto-debits.

Lok Adalat & Conciliation

Pre-litigation settlements with enforceable awards. Zero court fees, binding decrees, immediate execution.

These tools give lenders criminal deterrence + civil enforcement + fast settlement – without years of litigation.

Empanel S&S Advocates

Pan West Bengal legal coverage – one firm, one contact, one billing system for all 23 districts.

partners@ssadvocate.in | office.ssadvocates@gmail.com

Direct message to corporate partners

Institutional enquiries, legal opinions, or recovery support – send your query with attachments. We respond within 12 hours.

Kolkata office

Room G-K, Gate 2, Fairlie House, Ground Floor,
4 Fairlie Place, Kolkata – 700001

partners@ssadvocate.in
office.ssadvocates@gmail.com

Strategic enquiry

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